Insurance

Insurance and Insurance Review

An insurance review analyzes a client’s insurance plans to see if adequate insurance coverage is held, too much insurance is held, or if insurance is recommended.  Prices for an insurance review are based on the complexity of the advice needed.  An estimated cost for the review is provided to the client by Ms. Binstok for client approval before starting the analysis.

Sharon E. Binstok is a licensed insurance agent.  As an insurance broker, she is free to recommend the product and company she believes is most suitable for the client.  She investigates multiple insurance companies to make the best recommendation to the client (sometimes the recommendation is not to purchase or retain insurance).  Based on her years of insurance experience, Ms. Binstok knows that insurance decisions are based not simply on the price of coverage, but also on the knowledge of each carrier.

The SEB Group, Inc., can provide:

  • Life Insurance (Term and Permanent)
  • Long-Term Disability Insurance
  • Long-Term Care Insurance
  • Long-Term Care Partnership Insurance

Fixed insurance products and services offered through CES Insurance Agency.